Jackson Purchase Agricultural Credit Assoc.

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Jackson Purchase ACA is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1917. We serve western Kentucky with eight branch offices conveniently located to serve you.

We have more than $250 million in loans outstanding to more than 2,000 members and we are controlled by a group of local directors who are also farmers.

Our primary function is to provide agricultural loans, including:

• Long-term farm and home loans
• Intermediate-term loans for buildings, machinery and other equipment
• Intermediate-term loans for land, construction, livestock and improvements
• Short-term production loans for both full-time and part-time farmers
• Loans for ag-related businesses

As a complete financial institution for the agricultural field, we also provide a full range of other financial services for our customers, including:

• Secondary market financing for homeowners
• Multi-peril and crop hail insurance
• Appraisal services
• Truck and equipment leasing
• Credit life insurance
• Term life insurance

Services:

Leasing -- In addition to comprehensive loan services, we also offer leasing plans that may allow you significant purchase price advantages. Leasing may also help you realize a tax advantage. Talk to a Jackson Purchase ACA loan officer to get all the details about leasing and see what's best for your situation.

Crop Insurance -- Protect your investment with a full range of crop insurance plans, including Multi-Peril, Hail and Group Risk crop insurance. Various plans are offered through private insurance companies sponsored and subsidized by the federal government.

Term Life Insurance -- As a Jackson Purchase ACA member, you have the advantage of being able to purchase annually renewable term life insurance, the most protection for your money. Each policy is individually underwritten and the amount of coverage does not decrease.

Credit Life Insurance -- You have a choice of several plans -- offered at competitive rates -- that would pay all or a portion of your outstanding debts, depending on the level of protection purchased.

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